BriizPay vs Revolut Reader

Revolut has the lowest headline card rate in the UK at 0.8% plus 2p, but it needs a paid Business account and a terminal. BriizPay needs neither: a flat fee, no hardware, no percentage.

Revolut Reader rates checked September 2026 from published pricing. BriizPay prices shown live.

Revolut Reader	BriizPay
In-person UK consumer cards: 0.8% + 2p Online card payments: 1% + 2p Required Business account: from £10 a month Terminal: from £129 + VAT	Free: £0/month, £0.60 per payment Starter: £24.99/month, 60 payments included, then £0.49 Growth: £49.99/month, 250 payments included, then £0.39 Percentage of your sales: none, on any plan
Hardware: Lite Terminal £129 + VAT; Revolut Terminal £169 + VAT	Hardware: none, customers pay with their own phone
Contract: Business plan billed monthly	Contract: none, cancel anytime
Settlement: Next business day; faster within Revolut	Settlement: bank to bank over Faster Payments, typically in seconds

What Revolut Reader offers that BriizPay does not

Card acceptance. BriizPay payments run over Open Banking bank transfer; card support is on the roadmap and not live yet.
The lowest published in-person card rate in the UK, worthwhile at high volumes if you want cards.

Common questions

Revolut's rate is lower than most. Is BriizPay still cheaper?

Often, once the £10+ monthly Business plan and the £129+ terminal are counted. On £5,000 of monthly takings Revolut costs roughly £54 a month after hardware; BriizPay's flat fee at that volume is comparable or lower, with nothing to buy up front. Run your own figures in the calculator.

Try it on your own takings

Every account starts on the Free plan and your first 3 payments are free, so you can see a payment land before paying anything.